Call reports 2016
DACOTAH BANK — 2016
What DACOTAH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,228,699,000 | 2,255,229,000 | 2,271,843,000 | 2,288,868,000 |
| Total loans | 1,746,611,000 | 1,808,902,000 | 1,845,023,000 | 1,837,357,000 |
| Allowance for loan losses | 26,597,000 | 25,951,000 | 26,633,000 | 26,165,000 |
| Securities available for sale | 301,250,000 | 284,889,000 | 260,138,000 | 264,756,000 |
| Securities held to maturity | 1,014,000 | 1,016,000 | 1,018,000 | 1,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,925,411,000 | 1,891,016,000 | 1,911,225,000 | 1,979,012,000 |
| Interest-bearing deposits | 1,731,988,000 | 1,671,030,000 | 1,662,339,000 | 1,708,210,000 |
| Noninterest-bearing deposits | 193,423,000 | 219,986,000 | 248,886,000 | 270,802,000 |
| Equity capital | 239,750,000 | 246,585,000 | 249,133,000 | 251,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,245,000 | 45,149,000 | 68,475,000 | 91,753,000 |
| Interest expense | 1,867,000 | 3,840,000 | 5,960,000 | 8,098,000 |
| Net interest income | 20,378,000 | 41,309,000 | 62,515,000 | 83,655,000 |
| Noninterest income | 3,939,000 | 8,294,000 | 12,794,000 | 18,829,000 |
| Noninterest expense | 15,918,000 | 31,662,000 | 47,484,000 | 63,836,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,400,000 | 3,300,000 |
| Pretax income | 7,799,000 | 16,486,000 | 25,470,000 | 35,393,000 |
| Income tax | 2,824,000 | 5,946,000 | 9,218,000 | 12,478,000 |
| Net income | 4,975,000 | 10,540,000 | 16,252,000 | 22,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,514,000 | 238,150,000 | 241,248,000 | 246,546,000 |
| Total capital | 256,294,000 | 262,715,000 | 266,283,000 | 271,525,000 |
| Risk-weighted assets | 1,899,630,000 | 1,963,853,000 | 2,001,241,000 | 1,997,199,000 |