Call reports 2015
DACOTAH BANK — 2015
What DACOTAH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,156,116,000 | 2,175,299,000 | 2,173,403,000 | 2,227,404,000 |
| Total loans | 1,650,622,000 | 1,729,177,000 | 1,745,855,000 | 1,749,742,000 |
| Allowance for loan losses | 25,044,000 | 26,420,000 | 26,999,000 | 26,667,000 |
| Securities available for sale | 292,644,000 | 287,641,000 | 269,492,000 | 275,587,000 |
| Securities held to maturity | 907,000 | 909,000 | 1,011,000 | 1,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,875,358,000 | 1,832,461,000 | 1,828,291,000 | 1,929,397,000 |
| Interest-bearing deposits | 1,705,762,000 | 1,679,016,000 | 1,661,720,000 | 1,724,807,000 |
| Noninterest-bearing deposits | 169,596,000 | 153,445,000 | 166,571,000 | 204,590,000 |
| Equity capital | 226,493,000 | 227,227,000 | 232,030,000 | 235,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,344,000 | 43,296,000 | 65,776,000 | 88,148,000 |
| Interest expense | 1,726,000 | 3,459,000 | 5,224,000 | 7,030,000 |
| Net interest income | 19,618,000 | 39,837,000 | 60,552,000 | 81,118,000 |
| Noninterest income | 4,121,000 | 8,163,000 | 12,391,000 | 16,293,000 |
| Noninterest expense | 14,842,000 | 29,414,000 | 44,958,000 | 61,113,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,400,000 | 2,700,000 |
| Pretax income | 8,017,000 | 16,806,000 | 25,627,000 | 33,640,000 |
| Income tax | 2,909,000 | 6,116,000 | 9,322,000 | 12,415,000 |
| Net income | 5,108,000 | 10,690,000 | 16,305,000 | 21,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,546,000 | 221,203,000 | 225,106,000 | 230,065,000 |
| Total capital | 242,071,000 | 244,775,000 | 248,933,000 | 254,042,000 |
| Risk-weighted assets | 1,799,504,000 | 1,882,899,000 | 1,902,968,000 | 1,915,502,000 |