Call reports 2013
DACOTAH BANK — 2013
What DACOTAH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,028,514,000 | 1,983,431,000 | 2,061,500,000 | 2,106,311,000 |
| Total loans | 1,426,526,000 | 1,503,744,000 | 1,553,212,000 | 1,561,094,000 |
| Allowance for loan losses | 20,568,000 | 21,148,000 | 21,142,000 | 21,270,000 |
| Securities available for sale | 359,706,000 | 330,405,000 | 321,210,000 | 320,815,000 |
| Securities held to maturity | 700,000 | 700,000 | 700,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,796,316,000 | 1,694,163,000 | 1,767,047,000 | 1,865,551,000 |
| Interest-bearing deposits | 1,649,320,000 | 1,549,380,000 | 1,605,307,000 | 1,677,074,000 |
| Noninterest-bearing deposits | 146,996,000 | 144,783,000 | 161,740,000 | 188,477,000 |
| Equity capital | 198,806,000 | 198,530,000 | 202,877,000 | 205,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,336,000 | 40,661,000 | 61,540,000 | 82,742,000 |
| Interest expense | 2,907,000 | 5,231,000 | 7,455,000 | 9,609,000 |
| Net interest income | 17,429,000 | 35,430,000 | 54,085,000 | 73,133,000 |
| Noninterest income | 3,921,000 | 8,006,000 | 12,249,000 | 16,220,000 |
| Noninterest expense | 13,399,000 | 26,687,000 | 40,072,000 | 55,662,000 |
| Provision for loan losses | 1,650,000 | 2,850,000 | 4,050,000 | 5,250,000 |
| Pretax income | 6,301,000 | 13,899,000 | 22,212,000 | 28,440,000 |
| Income tax | 2,184,000 | 4,798,000 | 7,648,000 | 9,896,000 |
| Net income | 4,117,000 | 9,101,000 | 14,564,000 | 18,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,347,000 | 192,405,000 | 194,638,000 | 199,044,000 |
| Total capital | 208,556,000 | 212,664,000 | 215,780,000 | 220,264,000 |
| Risk-weighted assets | 1,537,781,000 | 1,619,065,000 | 1,690,865,000 | 1,697,520,000 |