Call reports 2012
COMMUNITY BANK OF SHELL KNOB, THE — 2012
What COMMUNITY BANK OF SHELL KNOB, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 11,519,000 | 11,655,000 | 11,301,000 | 11,272,000 |
| Total loans | 4,499,000 | 4,423,000 | 3,922,000 | 3,892,000 |
| Allowance for loan losses | 129,000 | 139,000 | 139,000 | 139,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,221,000 | 11,389,000 | 11,064,000 | 11,079,000 |
| Interest-bearing deposits | 9,636,000 | 9,833,000 | 9,511,000 | 9,582,000 |
| Noninterest-bearing deposits | 1,586,000 | 1,556,000 | 1,553,000 | 1,497,000 |
| Equity capital | 292,000 | 257,000 | 228,000 | 187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 87,000 | 172,000 | 259,000 | 315,000 |
| Interest expense | 9,000 | 20,000 | 30,000 | 38,000 |
| Net interest income | 78,000 | 152,000 | 229,000 | 277,000 |
| Noninterest income | -36,000 | -16,000 | -13,000 | -1,000 |
| Noninterest expense | 127,000 | 246,000 | 355,000 | 456,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | -85,000 | -120,000 | -149,000 | -190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | -120,000 | -149,000 | -190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,000 | 257,000 | 228,000 | 187,000 |
| Total capital | 372,000 | 336,000 | 301,000 | 250,000 |
| Risk-weighted assets | 6,325,000 | 6,282,000 | 5,780,000 | 4,981,000 |