Call reports 2011
COMMUNITY BANK OF SHELL KNOB, THE — 2011
What COMMUNITY BANK OF SHELL KNOB, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 10,816,000 | 10,848,000 | 10,568,000 | 10,663,000 |
| Total loans | 5,222,000 | 5,558,000 | 4,883,000 | 4,933,000 |
| Allowance for loan losses | 93,000 | 93,000 | 107,000 | 129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,255,000 | 10,313,000 | 10,105,000 | 10,274,000 |
| Interest-bearing deposits | 9,004,000 | 8,830,000 | 8,716,000 | 8,843,000 |
| Noninterest-bearing deposits | 1,251,000 | 1,483,000 | 1,389,000 | 1,431,000 |
| Equity capital | 549,000 | 523,000 | 449,000 | 377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 204,000 | 297,000 | 388,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 48,000 |
| Net interest income | 86,000 | 178,000 | 259,000 | 340,000 |
| Noninterest income | 21,000 | 31,000 | 47,000 | 45,000 |
| Noninterest expense | 128,000 | 256,000 | 387,000 | 515,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 62,000 |
| Pretax income | -21,000 | -47,000 | -121,000 | -192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -47,000 | -121,000 | -192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 549,000 | 523,000 | 449,000 | 377,000 |
| Total capital | 620,000 | 597,000 | 519,000 | 445,000 |
| Risk-weighted assets | 5,672,000 | 5,886,000 | 5,574,000 | 5,392,000 |