Call reports 2025
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2025
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,728,000 | 166,107,000 | 166,478,000 | 168,646,000 |
| Total loans | 109,593,000 | 115,440,000 | 115,727,000 | 118,617,000 |
| Allowance for loan losses | 1,296,000 | 1,335,000 | 1,405,000 | 1,415,000 |
| Securities available for sale | 37,897,000 | 37,859,000 | 37,841,000 | 34,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,519,000 | 143,472,000 | 138,137,000 | 145,653,000 |
| Interest-bearing deposits | 102,940,000 | 109,423,000 | 102,628,000 | 104,125,000 |
| Noninterest-bearing deposits | 33,579,000 | 34,049,000 | 35,509,000 | 41,528,000 |
| Equity capital | 19,141,000 | 19,855,000 | 20,824,000 | 21,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,478,000 | 6,856,000 | 9,235,000 |
| Interest expense | 597,000 | 1,231,000 | 1,873,000 | 2,495,000 |
| Net interest income | 1,571,000 | 3,247,000 | 4,983,000 | 6,740,000 |
| Noninterest income | 105,000 | 226,000 | 352,000 | 530,000 |
| Noninterest expense | 814,000 | 1,657,000 | 2,506,000 | 3,420,000 |
| Provision for loan losses | 100,000 | 250,000 | 350,000 | 750,000 |
| Pretax income | 762,000 | 1,566,000 | 2,479,000 | 2,965,000 |
| Income tax | 206,000 | 414,000 | 625,000 | 716,000 |
| Net income | 556,000 | 1,152,000 | 1,854,000 | 2,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,198,000 | 22,659,000 | 23,226,000 | 23,485,000 |