Call reports 2024
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2024
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,985,000 | 158,502,000 | 157,646,000 | 160,590,000 |
| Total loans | 99,288,000 | 103,895,000 | 102,466,000 | 107,230,000 |
| Allowance for loan losses | 1,130,000 | 1,142,000 | 1,190,000 | 1,232,000 |
| Securities available for sale | 44,576,000 | 40,717,000 | 41,117,000 | 38,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,266,000 | 132,487,000 | 129,676,000 | 139,017,000 |
| Interest-bearing deposits | 97,152,000 | 97,392,000 | 93,668,000 | 102,575,000 |
| Noninterest-bearing deposits | 38,114,000 | 35,095,000 | 36,008,000 | 36,442,000 |
| Equity capital | 16,045,000 | 17,303,000 | 18,661,000 | 18,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,111,000 | 6,232,000 | 8,380,000 |
| Interest expense | 570,000 | 1,180,000 | 1,819,000 | 2,463,000 |
| Net interest income | 1,462,000 | 2,931,000 | 4,413,000 | 5,917,000 |
| Noninterest income | 118,000 | 1,104,000 | 1,215,000 | 1,331,000 |
| Noninterest expense | 820,000 | 1,805,000 | 2,704,000 | 3,508,000 |
| Provision for loan losses | 0 | 100,000 | 150,000 | 235,000 |
| Pretax income | 760,000 | 2,013,000 | 2,657,000 | 3,388,000 |
| Income tax | 173,000 | 248,000 | 394,000 | 457,000 |
| Net income | 587,000 | 1,765,000 | 2,263,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,878,000 | 20,920,000 | 21,265,000 | 21,777,000 |