Call reports 2023
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2023
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 154,156,000 | 155,859,000 | 155,342,000 | 158,706,000 |
| Total loans | 85,808,000 | 91,221,000 | 95,734,000 | 93,832,000 |
| Allowance for loan losses | 1,047,000 | 1,127,000 | 1,137,000 | 1,140,000 |
| Securities available for sale | 49,732,000 | 48,840,000 | 43,658,000 | 43,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,234,000 | 137,578,000 | 133,578,000 | 140,963,000 |
| Interest-bearing deposits | 97,600,000 | 99,017,000 | 96,909,000 | 102,229,000 |
| Noninterest-bearing deposits | 39,635,000 | 38,561,000 | 36,669,000 | 38,734,000 |
| Equity capital | 14,706,000 | 14,445,000 | 13,970,000 | 15,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,850,000 | 5,733,000 | 7,708,000 |
| Interest expense | 351,000 | 767,000 | 1,267,000 | 1,861,000 |
| Net interest income | 1,382,000 | 3,083,000 | 4,466,000 | 5,847,000 |
| Noninterest income | 121,000 | 244,000 | 336,000 | 455,000 |
| Noninterest expense | 819,000 | 1,682,000 | 2,554,000 | 3,325,000 |
| Provision for loan losses | 0 | 565,000 | 565,000 | 565,000 |
| Pretax income | 684,000 | 1,080,000 | 1,665,000 | 2,274,000 |
| Income tax | 154,000 | 416,000 | 474,000 | 581,000 |
| Net income | 530,000 | 664,000 | 1,191,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,667,000 | 18,667,000 | 19,057,000 | 19,426,000 |