Call reports 2022
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2022
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 158,585,000 | 150,605,000 | 148,266,000 | 155,409,000 |
| Total loans | 81,327,000 | 81,916,000 | 82,492,000 | 79,892,000 |
| Allowance for loan losses | 901,000 | 943,000 | 991,000 | 1,041,000 |
| Securities available for sale | 47,549,000 | 44,533,000 | 42,080,000 | 46,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,481,000 | 134,357,000 | 132,966,000 | 139,522,000 |
| Interest-bearing deposits | 100,700,000 | 96,914,000 | 92,326,000 | 98,434,000 |
| Noninterest-bearing deposits | 40,781,000 | 37,444,000 | 40,641,000 | 41,088,000 |
| Equity capital | 14,933,000 | 14,053,000 | 12,968,000 | 13,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,526,000 | 3,978,000 | 5,568,000 |
| Interest expense | 70,000 | 168,000 | 356,000 | 643,000 |
| Net interest income | 1,147,000 | 2,358,000 | 3,622,000 | 4,925,000 |
| Noninterest income | 120,000 | 238,000 | 358,000 | 458,000 |
| Noninterest expense | 894,000 | 1,698,000 | 2,531,000 | 3,204,000 |
| Provision for loan losses | 15,000 | 20,000 | 54,000 | 109,000 |
| Pretax income | 358,000 | 878,000 | 1,395,000 | 2,070,000 |
| Income tax | 75,000 | 178,000 | 288,000 | 451,000 |
| Net income | 283,000 | 700,000 | 1,107,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,326,000 | 17,629,000 | 17,920,000 | 18,272,000 |