Call reports 2021
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2021
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,172,000 | 148,990,000 | 150,503,000 | 162,698,000 |
| Total loans | 72,862,000 | 74,616,000 | 76,031,000 | 79,658,000 |
| Allowance for loan losses | 961,000 | 926,000 | 933,000 | 891,000 |
| Securities available for sale | 39,323,000 | 41,062,000 | 45,215,000 | 44,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,940,000 | 125,467,000 | 126,896,000 | 139,733,000 |
| Interest-bearing deposits | 90,631,000 | 91,662,000 | 92,232,000 | 97,293,000 |
| Noninterest-bearing deposits | 37,310,000 | 33,805,000 | 34,664,000 | 42,441,000 |
| Equity capital | 16,711,000 | 17,032,000 | 17,038,000 | 16,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,704,000 | 3,854,000 | 5,106,000 |
| Interest expense | 102,000 | 193,000 | 281,000 | 367,000 |
| Net interest income | 1,326,000 | 2,511,000 | 3,573,000 | 4,739,000 |
| Noninterest income | 116,000 | 244,000 | 355,000 | 466,000 |
| Noninterest expense | 823,000 | 1,627,000 | 2,453,000 | 3,267,000 |
| Provision for loan losses | -50,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 669,000 | 1,228,000 | 1,575,000 | 2,038,000 |
| Income tax | 143,000 | 265,000 | 330,000 | 445,000 |
| Net income | 526,000 | 963,000 | 1,245,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,555,000 | 16,878,000 | 16,924,000 | 17,044,000 |