Call reports 2020
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2020
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 125,117,000 | 134,429,000 | 135,195,000 | 142,565,000 |
| Total loans | 68,272,000 | 71,868,000 | 71,990,000 | 70,434,000 |
| Allowance for loan losses | 1,011,000 | 1,043,000 | 1,036,000 | 1,005,000 |
| Securities available for sale | 34,947,000 | 37,106,000 | 36,095,000 | 38,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,068,000 | 111,861,000 | 112,343,000 | 118,873,000 |
| Interest-bearing deposits | 74,727,000 | 80,929,000 | 80,750,000 | 82,021,000 |
| Noninterest-bearing deposits | 28,340,000 | 30,932,000 | 31,593,000 | 36,851,000 |
| Equity capital | 15,961,000 | 16,366,000 | 16,574,000 | 16,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,437,000 | 3,724,000 | 4,838,000 |
| Interest expense | 161,000 | 286,000 | 404,000 | 510,000 |
| Net interest income | 1,128,000 | 2,151,000 | 3,320,000 | 4,328,000 |
| Noninterest income | 98,000 | 130,000 | 243,000 | 384,000 |
| Noninterest expense | 815,000 | 1,594,000 | 2,428,000 | 3,284,000 |
| Provision for loan losses | 64,000 | 148,000 | 148,000 | 98,000 |
| Pretax income | 347,000 | 539,000 | 987,000 | 1,330,000 |
| Income tax | 40,000 | 97,000 | 186,000 | 220,000 |
| Net income | 307,000 | 442,000 | 801,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,670,000 | 15,707,000 | 15,952,000 | 16,145,000 |