Call reports 2019
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2019
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,983,000 | 115,808,000 | 116,289,000 | 129,639,000 |
| Total loans | 67,889,000 | 71,962,000 | 73,353,000 | 72,225,000 |
| Allowance for loan losses | 953,000 | 1,078,000 | 1,076,000 | 1,048,000 |
| Securities available for sale | 33,353,000 | 32,466,000 | 29,218,000 | 31,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,681,000 | 95,671,000 | 94,328,000 | 107,837,000 |
| Interest-bearing deposits | 74,264,000 | 71,200,000 | 70,670,000 | 76,694,000 |
| Noninterest-bearing deposits | 26,417,000 | 24,471,000 | 23,658,000 | 31,143,000 |
| Equity capital | 15,285,000 | 15,582,000 | 15,791,000 | 15,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,561,000 | 3,857,000 | 5,147,000 |
| Interest expense | 157,000 | 330,000 | 520,000 | 698,000 |
| Net interest income | 1,110,000 | 2,231,000 | 3,337,000 | 4,449,000 |
| Noninterest income | 475,000 | 593,000 | 702,000 | 808,000 |
| Noninterest expense | 837,000 | 1,721,000 | 2,531,000 | 3,392,000 |
| Provision for loan losses | 40,000 | 285,000 | 385,000 | 408,000 |
| Pretax income | 708,000 | 818,000 | 1,110,000 | 1,444,000 |
| Income tax | 163,000 | 160,000 | 215,000 | 340,000 |
| Net income | 545,000 | 658,000 | 895,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,280,000 | 15,394,000 | 15,514,000 | 15,485,000 |
| Total capital | 16,233,000 | 16,472,000 | 16,590,000 | 16,533,000 |
| Risk-weighted assets | 92,053,000 | 95,740,000 | 96,625,000 | 97,791,000 |