Call reports 2018
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2018
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,922,000 | 113,341,000 | 113,860,000 | 122,689,000 |
| Total loans | 68,308,000 | 71,333,000 | 71,162,000 | 71,027,000 |
| Allowance for loan losses | 1,507,000 | 1,238,000 | 1,119,000 | 1,116,000 |
| Securities available for sale | 31,159,000 | 30,346,000 | 29,512,000 | 31,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,068,000 | 96,180,000 | 96,045,000 | 106,613,000 |
| Interest-bearing deposits | 75,911,000 | 69,312,000 | 67,679,000 | 75,687,000 |
| Noninterest-bearing deposits | 28,157,000 | 26,868,000 | 28,366,000 | 30,926,000 |
| Equity capital | 14,089,000 | 14,322,000 | 14,195,000 | 14,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,300,000 | 3,478,000 | 4,711,000 |
| Interest expense | 105,000 | 223,000 | 361,000 | 507,000 |
| Net interest income | 1,061,000 | 2,077,000 | 3,117,000 | 4,204,000 |
| Noninterest income | 90,000 | 188,000 | 268,000 | 354,000 |
| Noninterest expense | 751,000 | 1,538,000 | 2,341,000 | 3,108,000 |
| Provision for loan losses | 300,000 | 335,000 | 465,000 | 622,000 |
| Pretax income | 100,000 | 392,000 | 579,000 | 828,000 |
| Income tax | 2,000 | 50,000 | 126,000 | 142,000 |
| Net income | 98,000 | 342,000 | 453,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,385,000 | 14,631,000 | 14,616,000 | 14,850,000 |
| Total capital | 15,583,000 | 15,817,000 | 15,735,000 | 15,966,000 |
| Risk-weighted assets | 95,493,000 | 94,868,000 | 94,814,000 | 95,722,000 |