Call reports 2017
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2017
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,660,000 | 119,713,000 | 118,906,000 | 121,349,000 |
| Total loans | 72,357,000 | 77,446,000 | 79,035,000 | 77,827,000 |
| Allowance for loan losses | 1,274,000 | 1,238,000 | 1,220,000 | 1,285,000 |
| Securities available for sale | 32,334,000 | 32,560,000 | 29,745,000 | 29,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,080,000 | 103,963,000 | 100,323,000 | 106,505,000 |
| Interest-bearing deposits | 82,438,000 | 77,240,000 | 73,414,000 | 77,056,000 |
| Noninterest-bearing deposits | 26,642,000 | 26,723,000 | 26,909,000 | 29,450,000 |
| Equity capital | 13,910,000 | 13,933,000 | 14,233,000 | 14,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,307,000 | 3,494,000 | 4,641,000 |
| Interest expense | 99,000 | 200,000 | 302,000 | 404,000 |
| Net interest income | 1,028,000 | 2,107,000 | 3,192,000 | 4,237,000 |
| Noninterest income | 98,000 | 172,000 | 272,000 | 343,000 |
| Noninterest expense | 727,000 | 1,471,000 | 2,172,000 | 2,901,000 |
| Provision for loan losses | 121,000 | 736,000 | 736,000 | 816,000 |
| Pretax income | 278,000 | 72,000 | 556,000 | 863,000 |
| Income tax | 75,000 | -35,000 | 123,000 | 298,000 |
| Net income | 203,000 | 107,000 | 433,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,927,000 | 13,831,000 | 14,158,000 | 14,289,000 |
| Total capital | 15,093,000 | 15,050,000 | 15,378,000 | 15,574,000 |
| Risk-weighted assets | 93,156,000 | 97,523,000 | 105,184,000 | 105,087,000 |