Call reports 2016
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2016
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,943,000 | 122,277,000 | 116,505,000 | 122,785,000 |
| Total loans | 84,710,000 | 86,070,000 | 82,395,000 | 77,054,000 |
| Allowance for loan losses | 1,217,000 | 1,436,000 | 1,343,000 | 1,170,000 |
| Securities available for sale | 27,808,000 | 26,670,000 | 25,090,000 | 27,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,740,000 | 104,852,000 | 101,346,000 | 108,267,000 |
| Interest-bearing deposits | 78,659,000 | 78,443,000 | 75,595,000 | 82,218,000 |
| Noninterest-bearing deposits | 27,081,000 | 26,409,000 | 25,751,000 | 26,049,000 |
| Equity capital | 13,744,000 | 14,034,000 | 14,215,000 | 13,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,444,000 | 3,670,000 | 4,738,000 |
| Interest expense | 91,000 | 181,000 | 270,000 | 360,000 |
| Net interest income | 1,100,000 | 2,263,000 | 3,400,000 | 4,378,000 |
| Noninterest income | 83,000 | 158,000 | 234,000 | 336,000 |
| Noninterest expense | 669,000 | 1,371,000 | 2,093,000 | 2,862,000 |
| Provision for loan losses | 84,000 | 325,000 | 325,000 | 706,000 |
| Pretax income | 430,000 | 725,000 | 1,217,000 | 1,147,000 |
| Income tax | 125,000 | 217,000 | 353,000 | 325,000 |
| Net income | 305,000 | 508,000 | 864,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,574,000 | 13,774,000 | 14,006,000 | 13,839,000 |
| Total capital | 14,791,000 | 15,050,000 | 15,243,000 | 15,009,000 |
| Risk-weighted assets | 101,290,000 | 101,926,000 | 98,877,000 | 94,498,000 |