Call reports 2015
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2015
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,953,000 | 121,262,000 | 120,849,000 | 125,372,000 |
| Total loans | 77,651,000 | 81,909,000 | 83,109,000 | 84,324,000 |
| Allowance for loan losses | 1,011,000 | 1,078,000 | 1,079,000 | 1,148,000 |
| Securities available for sale | 31,986,000 | 29,499,000 | 29,277,000 | 27,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,243,000 | 104,159,000 | 102,992,000 | 111,248,000 |
| Interest-bearing deposits | 77,115,000 | 79,569,000 | 77,426,000 | 81,587,000 |
| Noninterest-bearing deposits | 26,128,000 | 24,590,000 | 25,566,000 | 29,661,000 |
| Equity capital | 13,126,000 | 13,170,000 | 13,070,000 | 13,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,313,000 | 3,431,000 | 4,681,000 |
| Interest expense | 88,000 | 177,000 | 267,000 | 359,000 |
| Net interest income | 1,046,000 | 2,136,000 | 3,164,000 | 4,322,000 |
| Noninterest income | 75,000 | 160,000 | 260,000 | 343,000 |
| Noninterest expense | 623,000 | 1,275,000 | 1,929,000 | 2,565,000 |
| Provision for loan losses | 10,000 | 80,000 | 762,000 | 817,000 |
| Pretax income | 488,000 | 944,000 | 736,000 | 1,267,000 |
| Income tax | 163,000 | 311,000 | 202,000 | 393,000 |
| Net income | 325,000 | 633,000 | 534,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,875,000 | 13,173,000 | 13,073,000 | 13,267,000 |
| Total capital | 13,886,000 | 14,251,000 | 14,152,000 | 14,415,000 |
| Risk-weighted assets | 94,276,000 | 98,698,000 | 99,479,000 | 100,151,000 |