Call reports 2014
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2014
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,967,000 | 119,043,000 | 117,292,000 | 118,606,000 |
| Total loans | 72,643,000 | 77,932,000 | 76,350,000 | 75,367,000 |
| Allowance for loan losses | 925,000 | 979,000 | 979,000 | 1,007,000 |
| Securities available for sale | 30,763,000 | 32,230,000 | 32,497,000 | 28,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,643,000 | 104,803,000 | 103,582,000 | 105,022,000 |
| Interest-bearing deposits | 83,080,000 | 80,492,000 | 79,493,000 | 78,069,000 |
| Noninterest-bearing deposits | 25,563,000 | 24,311,000 | 24,089,000 | 26,953,000 |
| Equity capital | 11,784,000 | 12,235,000 | 12,449,000 | 12,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,177,000 | 3,327,000 | 4,483,000 |
| Interest expense | 100,000 | 196,000 | 287,000 | 376,000 |
| Net interest income | 940,000 | 1,981,000 | 3,040,000 | 4,107,000 |
| Noninterest income | 79,000 | 171,000 | 254,000 | 332,000 |
| Noninterest expense | 630,000 | 1,285,000 | 1,934,000 | 2,601,000 |
| Provision for loan losses | 150,000 | 205,000 | 205,000 | 255,000 |
| Pretax income | 239,000 | 662,000 | 1,155,000 | 1,567,000 |
| Income tax | 81,000 | 208,000 | 364,000 | 475,000 |
| Net income | 158,000 | 454,000 | 791,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,024,000 | 12,318,000 | 12,539,000 | 12,727,000 |
| Total capital | 12,949,000 | 13,297,000 | 13,518,000 | 13,734,000 |
| Risk-weighted assets | 102,249,000 | 107,476,000 | 106,940,000 | 106,427,000 |