Call reports 2013
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2013
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,794,000 | 114,381,000 | 115,411,000 | 117,816,000 |
| Total loans | 70,438,000 | 70,635,000 | 66,813,000 | 70,956,000 |
| Allowance for loan losses | 914,000 | 980,000 | 1,036,000 | 1,152,000 |
| Securities available for sale | 33,477,000 | 28,989,000 | 29,903,000 | 29,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,761,000 | 102,599,000 | 103,353,000 | 105,797,000 |
| Interest-bearing deposits | 78,703,000 | 78,617,000 | 78,930,000 | 80,066,000 |
| Noninterest-bearing deposits | 25,059,000 | 23,983,000 | 24,424,000 | 25,731,000 |
| Equity capital | 11,211,000 | 11,070,000 | 11,359,000 | 11,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,190,000 | 3,239,000 | 4,331,000 |
| Interest expense | 104,000 | 204,000 | 306,000 | 408,000 |
| Net interest income | 963,000 | 1,986,000 | 2,933,000 | 3,923,000 |
| Noninterest income | 70,000 | 150,000 | 233,000 | 311,000 |
| Noninterest expense | 554,000 | 1,092,000 | 1,726,000 | 2,312,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 237,000 |
| Pretax income | 480,000 | 980,000 | 1,316,000 | 1,681,000 |
| Income tax | 163,000 | 316,000 | 426,000 | 539,000 |
| Net income | 317,000 | 664,000 | 890,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,040,000 | 11,386,000 | 11,610,000 | 11,865,000 |
| Total capital | 11,954,000 | 12,366,000 | 12,646,000 | 13,017,000 |
| Risk-weighted assets | 98,752,000 | 99,811,000 | 98,916,000 | 100,462,000 |