Call reports 2010
FIRST NATIONAL BANK OF SCOTT CITY, THE — 2010
What FIRST NATIONAL BANK OF SCOTT CITY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,712,000 | 74,200,000 | 79,659,000 | 90,728,000 |
| Total loans | 53,171,000 | 54,129,000 | 57,769,000 | 61,246,000 |
| Allowance for loan losses | 646,000 | 681,000 | 699,000 | 732,000 |
| Securities available for sale | 12,173,000 | 12,794,000 | 14,096,000 | 11,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,714,000 | 64,351,000 | 69,413,000 | 80,411,000 |
| Interest-bearing deposits | 48,715,000 | 51,658,000 | 54,878,000 | 62,157,000 |
| Noninterest-bearing deposits | 13,000,000 | 12,693,000 | 14,535,000 | 18,254,000 |
| Equity capital | 8,621,000 | 8,605,000 | 8,857,000 | 8,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,824,000 | 2,776,000 | 3,766,000 |
| Interest expense | 167,000 | 332,000 | 497,000 | 664,000 |
| Net interest income | 738,000 | 1,492,000 | 2,279,000 | 3,102,000 |
| Noninterest income | 96,000 | 179,000 | 271,000 | 380,000 |
| Noninterest expense | 526,000 | 1,060,000 | 1,597,000 | 2,121,000 |
| Provision for loan losses | 161,000 | 591,000 | 612,000 | 649,000 |
| Pretax income | 148,000 | 21,000 | 342,000 | 713,000 |
| Income tax | 35,000 | -42,000 | 55,000 | 167,000 |
| Net income | 113,000 | 63,000 | 287,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,390,000 | 8,614,000 | 8,793,000 |
| Total capital | 9,088,000 | 9,071,000 | 9,313,000 | 9,525,000 |
| Risk-weighted assets | 65,448,000 | 67,994,000 | 73,299,000 | 80,151,000 |