Call reports 2015
LAKE COUNTY BANK — 2015
What LAKE COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 31,612,000 |
| Total loans | 11,643,000 |
| Allowance for loan losses | 578,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 634,000 |
| Trading assets | 0 |
| Total deposits | 28,132,000 |
| Interest-bearing deposits | 18,703,000 |
| Noninterest-bearing deposits | 9,429,000 |
| Equity capital | 3,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 274,000 |
| Interest expense | 31,000 |
| Net interest income | 243,000 |
| Noninterest income | 43,000 |
| Noninterest expense | 269,000 |
| Provision for loan losses | 0 |
| Pretax income | 17,000 |
| Income tax | 0 |
| Net income | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 3,119,000 |
| Total capital | 3,334,000 |
| Risk-weighted assets | 16,877,000 |