Call reports 2014
LAKE COUNTY BANK — 2014
What LAKE COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,616,000 | 29,426,000 | 30,723,000 | 31,746,000 |
| Total loans | 14,636,000 | 13,886,000 | 12,543,000 | 11,697,000 |
| Allowance for loan losses | 806,000 | 776,000 | 795,000 | 644,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 633,000 | 633,000 | 634,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,000,000 | 25,790,000 | 27,154,000 | 28,279,000 |
| Interest-bearing deposits | 17,949,000 | 17,796,000 | 17,988,000 | 19,117,000 |
| Noninterest-bearing deposits | 8,051,000 | 7,994,000 | 9,166,000 | 9,162,000 |
| Equity capital | 3,562,000 | 3,573,000 | 3,497,000 | 3,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 621,000 | 923,000 | 1,198,000 |
| Interest expense | 35,000 | 69,000 | 105,000 | 139,000 |
| Net interest income | 258,000 | 552,000 | 818,000 | 1,059,000 |
| Noninterest income | 47,000 | 91,000 | 137,000 | 179,000 |
| Noninterest expense | 328,000 | 655,000 | 1,043,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -23,000 | -12,000 | -88,000 | -164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | -12,000 | -88,000 | -164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,243,000 | 3,254,000 | 3,178,000 | 3,102,000 |
| Total capital | 3,483,000 | 3,485,000 | 3,394,000 | 3,313,000 |
| Risk-weighted assets | 18,668,000 | 17,930,000 | 16,674,000 | 16,467,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.