Call reports 2013
LAKE COUNTY BANK — 2013
What LAKE COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,238,000 | 28,826,000 | 30,301,000 | 29,495,000 |
| Total loans | 14,366,000 | 15,220,000 | 15,002,000 | 14,383,000 |
| Allowance for loan losses | 991,000 | 996,000 | 961,000 | 922,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 683,000 | 683,000 | 633,000 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,547,000 | 25,190,000 | 26,602,000 | 25,852,000 |
| Interest-bearing deposits | 18,727,000 | 18,208,000 | 18,484,000 | 17,910,000 |
| Noninterest-bearing deposits | 7,820,000 | 6,982,000 | 8,118,000 | 7,942,000 |
| Equity capital | 3,622,000 | 3,560,000 | 3,601,000 | 3,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 627,000 | 964,000 | 1,299,000 |
| Interest expense | 43,000 | 84,000 | 123,000 | 160,000 |
| Net interest income | 254,000 | 543,000 | 841,000 | 1,139,000 |
| Noninterest income | 95,000 | 153,000 | 208,000 | 264,000 |
| Noninterest expense | 321,000 | 730,000 | 1,041,000 | 1,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | -34,000 | 8,000 | 37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | -34,000 | 8,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,257,000 | 3,195,000 | 3,236,000 | 3,266,000 |
| Total capital | 3,501,000 | 3,441,000 | 3,486,000 | 3,509,000 |
| Risk-weighted assets | 18,770,000 | 18,949,000 | 19,303,000 | 18,748,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.