Call reports 2012
LAKE COUNTY BANK — 2012
What LAKE COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,220,000 | 29,166,000 | 30,385,000 | 31,028,000 |
| Total loans | 15,177,000 | 15,262,000 | 15,120,000 | 13,357,000 |
| Allowance for loan losses | 1,085,000 | 1,065,000 | 1,003,000 | 981,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 458,000 | 458,000 | 433,000 | 683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,541,000 | 25,361,000 | 26,530,000 | 27,351,000 |
| Interest-bearing deposits | 18,055,000 | 18,084,000 | 18,433,000 | 19,318,000 |
| Noninterest-bearing deposits | 6,486,000 | 7,277,000 | 8,097,000 | 8,033,000 |
| Equity capital | 3,626,000 | 3,739,000 | 3,773,000 | 3,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 708,000 | 1,046,000 | 1,346,000 |
| Interest expense | 48,000 | 99,000 | 147,000 | 194,000 |
| Net interest income | 282,000 | 609,000 | 899,000 | 1,152,000 |
| Noninterest income | 68,000 | 235,000 | 307,000 | 360,000 |
| Noninterest expense | 339,000 | 720,000 | 1,048,000 | 1,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 124,000 | 158,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 124,000 | 158,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,214,000 | 3,327,000 | 3,361,000 | 3,229,000 |
| Total capital | 3,466,000 | 3,579,000 | 3,610,000 | 3,465,000 |
| Risk-weighted assets | 19,298,000 | 19,324,000 | 19,164,000 | 18,147,000 |
Machine access — free, no API key
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