Call reports 2010
LAKE COUNTY BANK — 2010
What LAKE COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,767,000 | 30,058,000 | 29,938,000 | 28,833,000 |
| Total loans | 17,034,000 | 17,077,000 | 16,089,000 | 15,774,000 |
| Allowance for loan losses | 1,194,000 | 1,187,000 | 1,100,000 | 1,026,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 460,000 | 460,000 | 460,000 | 460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,344,000 | 25,605,000 | 25,472,000 | 24,418,000 |
| Interest-bearing deposits | 19,600,000 | 20,031,000 | 19,593,000 | 18,711,000 |
| Noninterest-bearing deposits | 5,744,000 | 5,574,000 | 5,879,000 | 5,707,000 |
| Equity capital | 4,261,000 | 4,289,000 | 4,313,000 | 4,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 792,000 | 1,190,000 | 1,549,000 |
| Interest expense | 107,000 | 204,000 | 297,000 | 381,000 |
| Net interest income | 283,000 | 588,000 | 893,000 | 1,168,000 |
| Noninterest income | 60,000 | 134,000 | 198,000 | 259,000 |
| Noninterest expense | 344,000 | 687,000 | 1,032,000 | 1,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 35,000 | 59,000 | 43,000 |
| Income tax | 15,000 | 23,000 | 23,000 | 23,000 |
| Net income | -16,000 | 12,000 | 36,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,289,000 | 4,313,000 | 4,297,000 |
| Total capital | 4,537,000 | 4,565,000 | 4,578,000 | 4,555,000 |
| Risk-weighted assets | 21,180,000 | 21,195,000 | 20,362,000 | 19,899,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.