Call reports 2008
LAKE COUNTY BANK — 2008
What LAKE COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,438,000 | 29,372,000 | 30,142,000 | 29,780,000 |
| Total loans | 20,107,000 | 21,893,000 | 21,715,000 | 20,986,000 |
| Allowance for loan losses | 315,000 | 330,000 | 308,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 507,000 | 507,000 | 506,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,097,000 | 24,035,000 | 24,716,000 | 24,354,000 |
| Interest-bearing deposits | 18,296,000 | 18,502,000 | 18,213,000 | 18,828,000 |
| Noninterest-bearing deposits | 5,801,000 | 5,533,000 | 6,503,000 | 5,526,000 |
| Equity capital | 4,938,000 | 4,953,000 | 5,059,000 | 5,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,145,000 | 1,740,000 | 2,291,000 |
| Interest expense | 141,000 | 279,000 | 416,000 | 548,000 |
| Net interest income | 427,000 | 866,000 | 1,324,000 | 1,743,000 |
| Noninterest income | 59,000 | 129,000 | 216,000 | 282,000 |
| Noninterest expense | 355,000 | 691,000 | 1,072,000 | 1,481,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 119,000 | 280,000 | 432,000 | 496,000 |
| Income tax | 35,000 | 81,000 | 128,000 | 174,000 |
| Net income | 84,000 | 199,000 | 304,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,938,000 | 4,953,000 | 5,059,000 | 5,075,000 |
| Total capital | 5,226,000 | 5,253,000 | 5,361,000 | 5,362,000 |
| Risk-weighted assets | 23,046,000 | 23,971,000 | 24,139,000 | 23,487,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.