Call reports 2006
LAKE COUNTY BANK — 2006
What LAKE COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,873,000 | 27,734,000 | 29,030,000 | 30,205,000 |
| Total loans | 20,900,000 | 21,136,000 | 20,018,000 | 19,927,000 |
| Allowance for loan losses | 222,000 | 268,000 | 289,000 | 310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 583,000 | 583,000 | 581,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,710,000 | 22,686,000 | 23,852,000 | 24,974,000 |
| Interest-bearing deposits | 17,834,000 | 16,839,000 | 17,080,000 | 18,112,000 |
| Noninterest-bearing deposits | 5,876,000 | 5,847,000 | 6,772,000 | 6,862,000 |
| Equity capital | 4,585,000 | 4,522,000 | 4,663,000 | 4,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,116,000 | 1,683,000 | 2,266,000 |
| Interest expense | 102,000 | 208,000 | 314,000 | 431,000 |
| Net interest income | 454,000 | 908,000 | 1,369,000 | 1,835,000 |
| Noninterest income | 81,000 | 141,000 | 199,000 | 250,000 |
| Noninterest expense | 319,000 | 612,000 | 919,000 | 1,315,000 |
| Provision for loan losses | 24,000 | 161,000 | 185,000 | 209,000 |
| Pretax income | 192,000 | 276,000 | 464,000 | 561,000 |
| Income tax | 48,000 | 95,000 | 142,000 | 227,000 |
| Net income | 144,000 | 181,000 | 322,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,522,000 | 4,663,000 | 4,675,000 |
| Total capital | 4,807,000 | 4,790,000 | 4,949,000 | 4,963,000 |
| Risk-weighted assets | 23,336,000 | 23,263,000 | 22,865,000 | 22,996,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.