Call reports 2005
LAKE COUNTY BANK — 2005
What LAKE COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,770,000 | 28,707,000 | 29,306,000 | 29,981,000 |
| Total loans | 19,152,000 | 19,833,000 | 21,296,000 | 20,150,000 |
| Allowance for loan losses | 186,000 | 205,000 | 192,000 | 197,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 745,000 | 744,000 | 743,000 | 736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,773,000 | 23,720,000 | 24,262,000 | 24,934,000 |
| Interest-bearing deposits | 17,543,000 | 17,695,000 | 17,292,000 | 18,319,000 |
| Noninterest-bearing deposits | 6,230,000 | 6,025,000 | 6,970,000 | 6,615,000 |
| Equity capital | 4,330,000 | 4,330,000 | 4,433,000 | 4,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 967,000 | 1,501,000 | 2,023,000 |
| Interest expense | 86,000 | 174,000 | 269,000 | 365,000 |
| Net interest income | 394,000 | 793,000 | 1,232,000 | 1,658,000 |
| Noninterest income | 52,000 | 119,000 | 178,000 | 247,000 |
| Noninterest expense | 282,000 | 581,000 | 888,000 | 1,252,000 |
| Provision for loan losses | 20,000 | 39,000 | 78,000 | 98,000 |
| Pretax income | 144,000 | 292,000 | 444,000 | 555,000 |
| Income tax | 48,000 | 97,000 | 145,000 | 248,000 |
| Net income | 96,000 | 195,000 | 299,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,330,000 | 4,330,000 | 4,433,000 | 4,441,000 |
| Total capital | 4,516,000 | 4,535,000 | 4,625,000 | 4,638,000 |
| Risk-weighted assets | 22,042,000 | 22,554,000 | 23,925,000 | 22,979,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.