Call reports 2004
LAKE COUNTY BANK — 2004
What LAKE COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,211,000 | 27,115,000 | 27,478,000 | 28,756,000 |
| Total loans | 18,970,000 | 19,973,000 | 20,437,000 | 20,069,000 |
| Allowance for loan losses | 187,000 | 195,000 | 214,000 | 216,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 715,000 | 612,000 | 558,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,384,000 | 22,268,000 | 22,545,000 | 23,825,000 |
| Interest-bearing deposits | 16,960,000 | 17,059,000 | 17,037,000 | 17,958,000 |
| Noninterest-bearing deposits | 5,424,000 | 5,209,000 | 5,508,000 | 5,867,000 |
| Equity capital | 4,074,000 | 4,133,000 | 4,233,000 | 4,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 946,000 | 1,429,000 | 1,915,000 |
| Interest expense | 83,000 | 170,000 | 256,000 | 342,000 |
| Net interest income | 374,000 | 776,000 | 1,173,000 | 1,573,000 |
| Noninterest income | 47,000 | 101,000 | 147,000 | 198,000 |
| Noninterest expense | 287,000 | 594,000 | 892,000 | 1,278,000 |
| Provision for loan losses | 19,000 | 44,000 | 63,000 | 83,000 |
| Pretax income | 115,000 | 239,000 | 365,000 | 410,000 |
| Income tax | 25,000 | 50,000 | 76,000 | 120,000 |
| Net income | 90,000 | 189,000 | 289,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,074,000 | 4,133,000 | 4,233,000 | 4,234,000 |
| Total capital | 4,261,000 | 4,328,000 | 4,447,000 | 4,450,000 |
| Risk-weighted assets | 21,647,000 | 22,526,000 | 22,919,000 | 22,749,000 |
Machine access — free, no API key
Every figure shown here about LAKE COUNTY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.