Call reports 2022
CAMBRIDGE STATE BANK — 2022
What CAMBRIDGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 88,998,000 | 87,518,000 | 92,319,000 | 90,592,000 |
| Total loans | 43,990,000 | 42,966,000 | 45,027,000 | 43,676,000 |
| Allowance for loan losses | 325,000 | 326,000 | 326,000 | 326,000 |
| Securities available for sale | 29,453,000 | 28,174,000 | 26,809,000 | 26,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,445,000 | 80,587,000 | 86,121,000 | 84,269,000 |
| Interest-bearing deposits | 60,714,000 | 60,182,000 | 63,497,000 | 60,344,000 |
| Noninterest-bearing deposits | 20,731,000 | 20,405,000 | 22,624,000 | 23,925,000 |
| Equity capital | 7,498,000 | 6,877,000 | 6,142,000 | 6,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,193,000 | 1,865,000 | 2,624,000 |
| Interest expense | 15,000 | 28,000 | 49,000 | 76,000 |
| Net interest income | 566,000 | 1,165,000 | 1,816,000 | 2,548,000 |
| Noninterest income | 41,000 | 83,000 | 118,000 | 117,000 |
| Noninterest expense | 515,000 | 1,063,000 | 1,624,000 | 2,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 185,000 | 310,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 185,000 | 310,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,866,000 | 8,959,000 | 9,084,000 | 8,943,000 |