Call reports 2017
CAMBRIDGE STATE BANK — 2017
What CAMBRIDGE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,416,000 | 70,441,000 | 71,350,000 | 73,400,000 |
| Total loans | 42,471,000 | 41,834,000 | 42,839,000 | 44,595,000 |
| Allowance for loan losses | 495,000 | 480,000 | 481,000 | 482,000 |
| Securities available for sale | 14,116,000 | 14,519,000 | 14,123,000 | 14,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,828,000 | 61,646,000 | 62,351,000 | 64,465,000 |
| Interest-bearing deposits | 47,765,000 | 48,698,000 | 49,121,000 | 50,706,000 |
| Noninterest-bearing deposits | 13,063,000 | 12,948,000 | 13,230,000 | 13,759,000 |
| Equity capital | 8,483,000 | 8,691,000 | 8,894,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,235,000 | 1,882,000 | 2,520,000 |
| Interest expense | 32,000 | 64,000 | 96,000 | 131,000 |
| Net interest income | 583,000 | 1,171,000 | 1,786,000 | 2,389,000 |
| Noninterest income | 34,000 | 68,000 | 176,000 | 212,000 |
| Noninterest expense | 520,000 | 1,051,000 | 1,510,000 | 2,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 188,000 | 452,000 | 525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 188,000 | 452,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,633,000 | 8,724,000 | 8,988,000 | 9,061,000 |
| Total capital | 9,128,000 | 9,204,000 | 9,469,000 | 9,543,000 |
| Risk-weighted assets | 45,644,000 | 45,505,000 | 45,263,000 | 47,309,000 |