Call reports 2026
SHELL LAKE STATE BANK — 2026
What SHELL LAKE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 357,524,000 | 361,806,000 |
| Total loans | 238,367,000 | 240,773,000 |
| Allowance for loan losses | 3,066,000 | 3,092,000 |
| Securities available for sale | 100,090,000 | 97,763,000 |
| Securities held to maturity | 1,450,000 | 950,000 |
| Trading assets | 0 | 0 |
| Total deposits | 309,896,000 | 314,186,000 |
| Interest-bearing deposits | 245,868,000 | 247,909,000 |
| Noninterest-bearing deposits | 64,028,000 | 66,277,000 |
| Equity capital | 37,899,000 | 39,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,461,000 | 8,953,000 |
| Interest expense | 1,591,000 | 3,137,000 |
| Net interest income | 2,870,000 | 5,816,000 |
| Noninterest income | 290,000 | 651,000 |
| Noninterest expense | 1,746,000 | 3,685,000 |
| Provision for loan losses | 151,000 | 176,000 |
| Pretax income | 1,381,000 | 2,676,000 |
| Income tax | 0 | 0 |
| Net income | 1,381,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,395,000 | 45,066,000 |