Call reports 2022
SHELL LAKE STATE BANK — 2022
What SHELL LAKE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 286,512,000 | 286,848,000 | 296,274,000 | 303,108,000 |
| Total loans | 151,438,000 | 153,361,000 | 167,648,000 | 176,610,000 |
| Allowance for loan losses | 2,411,000 | 2,456,000 | 2,498,000 | 2,538,000 |
| Securities available for sale | 116,291,000 | 107,611,000 | 109,851,000 | 109,687,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,860,000 | 250,165,000 | 263,680,000 | 260,493,000 |
| Interest-bearing deposits | 173,702,000 | 179,234,000 | 188,218,000 | 183,259,000 |
| Noninterest-bearing deposits | 67,158,000 | 70,931,000 | 75,462,000 | 77,234,000 |
| Equity capital | 33,166,000 | 28,653,000 | 24,786,000 | 26,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,152,000 | 6,547,000 | 9,115,000 |
| Interest expense | 167,000 | 349,000 | 578,000 | 928,000 |
| Net interest income | 1,857,000 | 3,803,000 | 5,969,000 | 8,187,000 |
| Noninterest income | 241,000 | 492,000 | 774,000 | 1,039,000 |
| Noninterest expense | 1,324,000 | 2,714,000 | 4,072,000 | 5,800,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 818,000 | 1,575,000 | 2,620,000 | 3,334,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 6,000 |
| Net income | 816,000 | 1,572,000 | 2,616,000 | 3,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,313,000 | 37,969,000 | 38,804,000 | 38,870,000 |