Call reports 2020
SHELL LAKE STATE BANK — 2020
What SHELL LAKE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 213,457,000 | 233,509,000 | 240,997,000 | 247,237,000 |
| Total loans | 117,799,000 | 121,288,000 | 126,192,000 | 116,779,000 |
| Allowance for loan losses | 2,063,000 | 2,107,000 | 2,153,000 | 2,315,000 |
| Securities available for sale | 77,622,000 | 82,065,000 | 97,301,000 | 97,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,983,000 | 183,290,000 | 189,945,000 | 196,488,000 |
| Interest-bearing deposits | 129,086,000 | 135,217,000 | 138,645,000 | 143,367,000 |
| Noninterest-bearing deposits | 37,897,000 | 48,073,000 | 51,300,000 | 53,121,000 |
| Equity capital | 37,879,000 | 38,994,000 | 39,844,000 | 39,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 4,026,000 | 5,970,000 | 7,840,000 |
| Interest expense | 318,000 | 580,000 | 815,000 | 1,036,000 |
| Net interest income | 1,618,000 | 3,446,000 | 5,155,000 | 6,804,000 |
| Noninterest income | 221,000 | 454,000 | 758,000 | 1,128,000 |
| Noninterest expense | 1,148,000 | 2,163,000 | 3,329,000 | 4,799,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 300,000 |
| Pretax income | 754,000 | 1,709,000 | 2,511,000 | 2,899,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 752,000 | 1,705,000 | 2,505,000 | 2,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,520,000 | 36,087,000 | 36,590,000 | 36,316,000 |