Call reports 2019
SHELL LAKE STATE BANK — 2019
What SHELL LAKE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,366,000 | 213,563,000 | 213,615,000 | 213,223,000 |
| Total loans | 105,106,000 | 109,062,000 | 115,255,000 | 118,869,000 |
| Allowance for loan losses | 1,638,000 | 1,676,000 | 1,813,000 | 2,017,000 |
| Securities available for sale | 93,998,000 | 84,913,000 | 84,771,000 | 81,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,434,000 | 176,315,000 | 174,391,000 | 170,370,000 |
| Interest-bearing deposits | 140,233,000 | 139,873,000 | 135,854,000 | 130,931,000 |
| Noninterest-bearing deposits | 36,201,000 | 36,442,000 | 38,537,000 | 39,439,000 |
| Equity capital | 34,114,000 | 35,264,000 | 37,032,000 | 36,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,859,000 | 5,854,000 | 7,769,000 |
| Interest expense | 346,000 | 720,000 | 1,079,000 | 1,414,000 |
| Net interest income | 1,570,000 | 3,139,000 | 4,775,000 | 6,355,000 |
| Noninterest income | 286,000 | 489,000 | 722,000 | 1,046,000 |
| Noninterest expense | 1,145,000 | 2,341,000 | 3,509,000 | 4,827,000 |
| Provision for loan losses | 30,000 | 60,000 | 202,000 | 247,000 |
| Pretax income | 681,000 | 1,257,000 | 2,471,000 | 3,012,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 679,000 | 1,253,000 | 2,465,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,239,000 | 34,451,000 | 35,381,000 | 35,290,000 |
| Total capital | 35,667,000 | 35,895,000 | 36,851,000 | 36,781,000 |
| Risk-weighted assets | 114,046,000 | 115,307,000 | 117,273,000 | 118,756,000 |