Call reports 2018
SHELL LAKE STATE BANK — 2018
What SHELL LAKE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 203,039,000 | 213,098,000 | 214,234,000 | 213,507,000 |
| Total loans | 87,368,000 | 90,795,000 | 93,845,000 | 99,651,000 |
| Allowance for loan losses | 1,496,000 | 1,521,000 | 1,534,000 | 1,608,000 |
| Securities available for sale | 99,875,000 | 103,789,000 | 107,398,000 | 96,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,335,000 | 179,322,000 | 178,653,000 | 179,351,000 |
| Interest-bearing deposits | 135,616,000 | 143,167,000 | 143,546,000 | 142,254,000 |
| Noninterest-bearing deposits | 33,719,000 | 36,155,000 | 35,107,000 | 37,097,000 |
| Equity capital | 31,955,000 | 31,903,000 | 31,436,000 | 32,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,584,000 | 5,549,000 | 7,509,000 |
| Interest expense | 178,000 | 377,000 | 636,000 | 925,000 |
| Net interest income | 1,588,000 | 3,207,000 | 4,913,000 | 6,584,000 |
| Noninterest income | 151,000 | 356,000 | 549,000 | 670,000 |
| Noninterest expense | 1,002,000 | 1,981,000 | 3,052,000 | 4,197,000 |
| Provision for loan losses | 35,000 | 69,000 | 104,000 | 138,000 |
| Pretax income | 702,000 | 1,513,000 | 2,314,000 | 2,888,000 |
| Income tax | 0 | 0 | 2,000 | 6,000 |
| Net income | 702,000 | 1,513,000 | 2,312,000 | 2,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,112,000 | 33,430,000 | 34,054,000 | 33,986,000 |
| Total capital | 34,376,000 | 34,741,000 | 35,393,000 | 35,364,000 |
| Risk-weighted assets | 100,948,000 | 104,747,000 | 106,930,000 | 110,021,000 |