Call reports 2017
SHELL LAKE STATE BANK — 2017
What SHELL LAKE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,076,000 | 190,281,000 | 195,254,000 | 197,347,000 |
| Total loans | 82,189,000 | 85,648,000 | 86,971,000 | 87,830,000 |
| Allowance for loan losses | 1,260,000 | 1,325,000 | 1,388,000 | 1,450,000 |
| Securities available for sale | 90,696,000 | 91,998,000 | 95,779,000 | 94,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,753,000 | 152,915,000 | 158,938,000 | 162,594,000 |
| Interest-bearing deposits | 120,970,000 | 119,936,000 | 123,482,000 | 126,464,000 |
| Noninterest-bearing deposits | 33,783,000 | 32,979,000 | 35,456,000 | 36,130,000 |
| Equity capital | 32,492,000 | 33,186,000 | 33,481,000 | 32,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,351,000 | 5,087,000 | 6,824,000 |
| Interest expense | 151,000 | 309,000 | 480,000 | 651,000 |
| Net interest income | 1,491,000 | 3,042,000 | 4,607,000 | 6,173,000 |
| Noninterest income | 248,000 | 448,000 | 653,000 | 823,000 |
| Noninterest expense | 976,000 | 1,895,000 | 2,876,000 | 4,007,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 709,000 | 1,461,000 | 2,190,000 | 2,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,461,000 | 2,190,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,845,000 | 32,211,000 | 32,746,000 | 32,680,000 |
| Total capital | 33,024,000 | 33,434,000 | 33,986,000 | 33,927,000 |
| Risk-weighted assets | 94,308,000 | 97,762,000 | 99,112,000 | 99,630,000 |