Call reports 2014
SHELL LAKE STATE BANK — 2014
What SHELL LAKE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 165,483,000 | 166,350,000 | 170,039,000 | 169,874,000 |
| Total loans | 67,147,000 | 68,230,000 | 68,366,000 | 69,379,000 |
| Allowance for loan losses | 1,303,000 | 1,332,000 | 1,325,000 | 1,270,000 |
| Securities available for sale | 81,099,000 | 86,388,000 | 91,186,000 | 88,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,845,000 | 126,564,000 | 127,975,000 | 128,458,000 |
| Interest-bearing deposits | 105,361,000 | 102,665,000 | 102,893,000 | 101,611,000 |
| Noninterest-bearing deposits | 21,484,000 | 23,899,000 | 25,082,000 | 26,847,000 |
| Equity capital | 30,129,000 | 31,349,000 | 31,881,000 | 31,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,968,000 | 4,485,000 | 6,019,000 |
| Interest expense | 182,000 | 371,000 | 556,000 | 729,000 |
| Net interest income | 1,297,000 | 2,597,000 | 3,929,000 | 5,290,000 |
| Noninterest income | 176,000 | 372,000 | 558,000 | 782,000 |
| Noninterest expense | 778,000 | 1,672,000 | 2,594,000 | 3,731,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 704,000 | 1,278,000 | 1,844,000 | 2,262,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 6,000 |
| Net income | 703,000 | 1,266,000 | 1,830,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,696,000 | 29,051,000 | 29,566,000 | 29,282,000 |
| Total capital | 29,711,000 | 30,076,000 | 30,600,000 | 30,327,000 |
| Risk-weighted assets | 80,932,000 | 81,680,000 | 82,429,000 | 83,339,000 |