Call reports 2013
SHELL LAKE STATE BANK — 2013
What SHELL LAKE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,154,000 | 154,602,000 | 155,993,000 | 160,405,000 |
| Total loans | 68,914,000 | 70,257,000 | 70,486,000 | 69,232,000 |
| Allowance for loan losses | 1,245,000 | 1,272,000 | 1,249,000 | 1,273,000 |
| Securities available for sale | 79,506,000 | 76,240,000 | 77,020,000 | 77,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,317,000 | 117,170,000 | 116,710,000 | 124,134,000 |
| Interest-bearing deposits | 102,476,000 | 97,106,000 | 96,158,000 | 103,224,000 |
| Noninterest-bearing deposits | 19,841,000 | 20,064,000 | 20,552,000 | 20,910,000 |
| Equity capital | 30,294,000 | 28,775,000 | 29,451,000 | 28,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 2,967,000 | 4,454,000 | 5,901,000 |
| Interest expense | 220,000 | 434,000 | 640,000 | 836,000 |
| Net interest income | 1,303,000 | 2,533,000 | 3,814,000 | 5,065,000 |
| Noninterest income | 203,000 | 413,000 | 631,000 | 689,000 |
| Noninterest expense | 803,000 | 1,638,000 | 2,453,000 | 3,411,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 673,000 | 1,248,000 | 1,902,000 | 2,223,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 672,000 | 1,246,000 | 1,899,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,395,000 | 27,718,000 | 28,275,000 | 28,088,000 |
| Total capital | 28,346,000 | 28,698,000 | 29,271,000 | 29,093,000 |
| Risk-weighted assets | 78,302,000 | 78,120,000 | 79,411,000 | 80,109,000 |