Call reports 2012
SHELL LAKE STATE BANK — 2012
What SHELL LAKE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,915,000 | 148,875,000 | 153,297,000 | 152,227,000 |
| Total loans | 72,455,000 | 72,793,000 | 73,275,000 | 72,475,000 |
| Allowance for loan losses | 1,094,000 | 1,144,000 | 1,127,000 | 1,210,000 |
| Securities available for sale | 70,570,000 | 69,733,000 | 70,229,000 | 70,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,332,000 | 110,662,000 | 114,078,000 | 114,328,000 |
| Interest-bearing deposits | 93,600,000 | 91,481,000 | 95,256,000 | 92,592,000 |
| Noninterest-bearing deposits | 18,732,000 | 19,181,000 | 18,822,000 | 21,736,000 |
| Equity capital | 28,913,000 | 29,685,000 | 30,667,000 | 30,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,211,000 | 4,792,000 | 6,372,000 |
| Interest expense | 271,000 | 522,000 | 766,000 | 994,000 |
| Net interest income | 1,338,000 | 2,689,000 | 4,026,000 | 5,378,000 |
| Noninterest income | 161,000 | 368,000 | 539,000 | 752,000 |
| Noninterest expense | 715,000 | 1,482,000 | 2,182,000 | 3,146,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 694,000 | 1,395,000 | 2,103,000 | 2,614,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 692,000 | 1,390,000 | 2,096,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,718,000 | 26,275,000 | 26,867,000 | 26,866,000 |
| Total capital | 26,721,000 | 27,233,000 | 27,835,000 | 27,826,000 |
| Risk-weighted assets | 80,134,000 | 76,470,000 | 77,277,000 | 79,005,000 |