Call reports 2011
SHELL LAKE STATE BANK — 2011
What SHELL LAKE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,762,000 | 140,996,000 | 147,420,000 | 148,848,000 |
| Total loans | 68,878,000 | 70,546,000 | 71,193,000 | 72,048,000 |
| Allowance for loan losses | 1,033,000 | 1,016,000 | 1,105,000 | 998,000 |
| Securities available for sale | 61,125,000 | 64,391,000 | 68,787,000 | 69,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,807,000 | 105,584,000 | 110,429,000 | 111,845,000 |
| Interest-bearing deposits | 81,636,000 | 84,646,000 | 89,901,000 | 91,999,000 |
| Noninterest-bearing deposits | 18,171,000 | 20,938,000 | 20,528,000 | 19,846,000 |
| Equity capital | 25,213,000 | 26,760,000 | 28,254,000 | 28,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,258,000 | 4,946,000 | 6,611,000 |
| Interest expense | 295,000 | 598,000 | 896,000 | 1,169,000 |
| Net interest income | 1,318,000 | 2,660,000 | 4,050,000 | 5,442,000 |
| Noninterest income | 209,000 | 424,000 | 611,000 | 800,000 |
| Noninterest expense | 728,000 | 1,396,000 | 2,147,000 | 3,166,000 |
| Provision for loan losses | 60,000 | 125,000 | 215,000 | 360,000 |
| Pretax income | 767,000 | 1,623,000 | 2,359,000 | 2,776,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 7,000 |
| Net income | 765,000 | 1,620,000 | 2,354,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,523,000 | 24,967,000 | 25,535,000 | 25,315,000 |
| Total capital | 25,479,000 | 25,933,000 | 26,538,000 | 26,313,000 |
| Risk-weighted assets | 76,395,000 | 77,218,000 | 80,121,000 | 90,654,000 |