Call reports 2010
SHELL LAKE STATE BANK — 2010
What SHELL LAKE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,038,000 | 130,479,000 | 133,770,000 | 132,850,000 |
| Total loans | 68,460,000 | 68,635,000 | 69,126,000 | 69,356,000 |
| Allowance for loan losses | 941,000 | 950,000 | 970,000 | 988,000 |
| Securities available for sale | 52,439,000 | 56,600,000 | 59,823,000 | 57,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,193,000 | 94,443,000 | 98,315,000 | 99,513,000 |
| Interest-bearing deposits | 61,489,000 | 64,762,000 | 80,209,000 | 80,642,000 |
| Noninterest-bearing deposits | 28,704,000 | 29,681,000 | 18,106,000 | 18,871,000 |
| Equity capital | 23,582,000 | 24,429,000 | 26,091,000 | 23,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,226,000 | 4,879,000 | 6,523,000 |
| Interest expense | 346,000 | 688,000 | 1,027,000 | 1,343,000 |
| Net interest income | 1,259,000 | 2,538,000 | 3,852,000 | 5,180,000 |
| Noninterest income | 183,000 | 358,000 | 546,000 | 749,000 |
| Noninterest expense | 715,000 | 1,372,000 | 2,043,000 | 3,007,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 250,000 |
| Pretax income | 667,000 | 1,404,000 | 2,175,000 | 2,672,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 665,000 | 1,401,000 | 2,170,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,213,000 | 23,769,000 | 24,267,000 | 24,084,000 |
| Total capital | 24,143,000 | 24,719,000 | 25,210,000 | 24,990,000 |
| Risk-weighted assets | 74,425,000 | 76,348,000 | 75,375,000 | 72,406,000 |