Call reports 2008
SHELL LAKE STATE BANK — 2008
What SHELL LAKE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 116,197,000 | 117,183,000 | 118,500,000 | 122,616,000 |
| Total loans | 68,723,000 | 67,528,000 | 66,294,000 | 66,907,000 |
| Allowance for loan losses | 975,000 | 1,036,000 | 1,027,000 | 698,000 |
| Securities available for sale | 40,973,000 | 44,603,000 | 47,942,000 | 49,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,555,000 | 87,713,000 | 87,511,000 | 87,920,000 |
| Interest-bearing deposits | 68,799,000 | 70,671,000 | 70,556,000 | 70,670,000 |
| Noninterest-bearing deposits | 15,756,000 | 17,042,000 | 16,955,000 | 17,250,000 |
| Equity capital | 21,231,000 | 20,909,000 | 20,962,000 | 21,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,550,000 | 5,258,000 | 6,906,000 |
| Interest expense | 626,000 | 1,200,000 | 1,708,000 | 2,234,000 |
| Net interest income | 1,179,000 | 2,350,000 | 3,550,000 | 4,672,000 |
| Noninterest income | 327,000 | 866,000 | 1,052,000 | 1,269,000 |
| Noninterest expense | 694,000 | 1,300,000 | 1,993,000 | 2,875,000 |
| Provision for loan losses | 35,000 | 85,000 | 145,000 | 265,000 |
| Pretax income | 777,000 | 1,831,000 | 2,464,000 | 2,801,000 |
| Income tax | 4,000 | 7,000 | 10,000 | -20,000 |
| Net income | 773,000 | 1,824,000 | 2,454,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,094,000 | 21,513,000 | 21,926,000 | 21,424,000 |
| Total capital | 21,986,000 | 22,393,000 | 22,795,000 | 22,122,000 |
| Risk-weighted assets | 71,310,000 | 70,239,000 | 69,340,000 | 72,266,000 |
Machine access — free, no API key
Every figure shown here about SHELL LAKE STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.