Call reports 2003
SHELL LAKE STATE BANK — 2003
What SHELL LAKE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 108,636,000 | 112,790,000 | 113,122,000 | 114,613,000 |
| Total loans | 61,552,000 | 63,602,000 | 62,842,000 | 65,458,000 |
| Allowance for loan losses | 847,000 | 914,000 | 896,000 | 967,000 |
| Securities available for sale | 40,824,000 | 40,596,000 | 40,283,000 | 40,795,000 |
| Securities held to maturity | 393,000 | 467,000 | 463,000 | 392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,203,000 | 83,087,000 | 84,358,000 | 83,136,000 |
| Interest-bearing deposits | 68,344,000 | 69,162,000 | 69,675,000 | 69,040,000 |
| Noninterest-bearing deposits | 12,859,000 | 13,925,000 | 14,683,000 | 14,096,000 |
| Equity capital | 17,338,000 | 17,967,000 | 17,974,000 | 17,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,026,000 | 4,488,000 | 5,991,000 |
| Interest expense | 431,000 | 842,000 | 1,240,000 | 1,599,000 |
| Net interest income | 1,109,000 | 2,184,000 | 3,248,000 | 4,392,000 |
| Noninterest income | 210,000 | 433,000 | 669,000 | 884,000 |
| Noninterest expense | 596,000 | 1,243,000 | 1,885,000 | 2,717,000 |
| Provision for loan losses | 24,000 | 52,000 | 127,000 | 202,000 |
| Pretax income | 711,000 | 1,366,000 | 1,949,000 | 2,392,000 |
| Income tax | 170,000 | 332,000 | 461,000 | 534,000 |
| Net income | 541,000 | 1,034,000 | 1,488,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,549,000 | 17,042,000 | 17,496,000 | 17,416,000 |
| Total capital | 17,377,000 | 17,920,000 | 18,345,000 | 18,364,000 |
| Risk-weighted assets | 66,212,000 | 70,187,000 | 67,912,000 | 75,816,000 |
Machine access — free, no API key
Every figure shown here about SHELL LAKE STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.