Call reports 2026
SPRING BANK — 2026
What SPRING BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 441,881,000 | 440,734,000 |
| Total loans | 371,340,000 | 369,279,000 |
| Allowance for loan losses | 4,976,000 | 4,860,000 |
| Securities available for sale | 35,512,000 | 37,559,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 329,337,000 | 332,291,000 |
| Interest-bearing deposits | 287,668,000 | 292,950,000 |
| Noninterest-bearing deposits | 41,669,000 | 39,341,000 |
| Equity capital | 50,277,000 | 49,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,732,000 | 13,683,000 |
| Interest expense | 2,995,000 | 5,953,000 |
| Net interest income | 3,737,000 | 7,730,000 |
| Noninterest income | 157,000 | 317,000 |
| Noninterest expense | 1,882,000 | 3,794,000 |
| Provision for loan losses | -80,000 | -196,000 |
| Pretax income | 2,012,000 | 4,213,000 |
| Income tax | 404,000 | 842,000 |
| Net income | 1,608,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 52,083,000 | 51,409,000 |