Call report 2025Q3
SPRING BANK — 2025Q3
The 22 measures SPRING BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 428,556,000 | USD | evidence → |
| Total loans | 357,102,000 | USD | evidence → |
| Allowance for loan losses | 4,856,000 | USD | evidence → |
| Securities available for sale | 39,098,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 327,320,000 | USD | evidence → |
| Interest-bearing deposits | 282,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,458,000 | USD | evidence → |
| Equity capital | 46,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,753,000 | USD | evidence → |
| Interest expense | 8,782,000 | USD | evidence → |
| Net interest income | 9,971,000 | USD | evidence → |
| Noninterest income | 382,000 | USD | evidence → |
| Noninterest expense | 5,589,000 | USD | evidence → |
| Provision for loan losses | 164,000 | USD | evidence → |
| Pretax income | 4,473,000 | USD | evidence → |
| Income tax | 860,000 | USD | evidence → |
| Net income | 3,613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,812,000 | USD | evidence → |