Call report 2025Q1
SPRING BANK — 2025Q1
The 22 measures SPRING BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 398,446,000 | USD | evidence → |
| Total loans | 332,255,000 | USD | evidence → |
| Allowance for loan losses | 4,650,000 | USD | evidence → |
| Securities available for sale | 38,096,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,804,000 | USD | evidence → |
| Interest-bearing deposits | 263,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,794,000 | USD | evidence → |
| Equity capital | 46,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,812,000 | USD | evidence → |
| Interest expense | 2,792,000 | USD | evidence → |
| Net interest income | 3,020,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 1,742,000 | USD | evidence → |
| Provision for loan losses | -42,000 | USD | evidence → |
| Pretax income | 1,340,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 1,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,232,000 | USD | evidence → |