Call report 2023Q4
SPRING BANK — 2023Q4
The 22 measures SPRING BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,399,000 | USD | evidence → |
| Total loans | 284,966,000 | USD | evidence → |
| Allowance for loan losses | 4,395,000 | USD | evidence → |
| Securities available for sale | 40,103,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,124,000 | USD | evidence → |
| Interest-bearing deposits | 236,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,828,000 | USD | evidence → |
| Equity capital | 44,426,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,719,000 | USD | evidence → |
| Interest expense | 8,818,000 | USD | evidence → |
| Net interest income | 10,901,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 6,204,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 5,055,000 | USD | evidence → |
| Income tax | 1,698,000 | USD | evidence → |
| Net income | 3,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,436,000 | USD | evidence → |