Call report 2023Q2
SPRING BANK — 2023Q2
The 22 measures SPRING BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 372,803,000 | USD | evidence → |
| Total loans | 290,083,000 | USD | evidence → |
| Allowance for loan losses | 4,335,000 | USD | evidence → |
| Securities available for sale | 46,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 288,539,000 | USD | evidence → |
| Interest-bearing deposits | 243,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,885,000 | USD | evidence → |
| Equity capital | 42,339,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,439,000 | USD | evidence → |
| Interest expense | 3,987,000 | USD | evidence → |
| Net interest income | 5,452,000 | USD | evidence → |
| Noninterest income | 276,000 | USD | evidence → |
| Noninterest expense | 3,012,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 2,576,000 | USD | evidence → |
| Income tax | 665,000 | USD | evidence → |
| Net income | 1,911,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,878,000 | USD | evidence → |