Call report 2022Q4
SPRING BANK — 2022Q4
The 22 measures SPRING BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 378,159,000 | USD | evidence → |
| Total loans | 294,966,000 | USD | evidence → |
| Allowance for loan losses | 4,195,000 | USD | evidence → |
| Securities available for sale | 58,283,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,771,000 | USD | evidence → |
| Interest-bearing deposits | 243,094,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,677,000 | USD | evidence → |
| Equity capital | 42,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,378,000 | USD | evidence → |
| Interest expense | 3,048,000 | USD | evidence → |
| Net interest income | 12,330,000 | USD | evidence → |
| Noninterest income | 397,000 | USD | evidence → |
| Noninterest expense | 5,669,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 6,928,000 | USD | evidence → |
| Income tax | 1,786,000 | USD | evidence → |
| Net income | 5,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,742,000 | USD | evidence → |