Call report 2019Q4
SPRING BANK — 2019Q4
The 22 measures SPRING BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 317,101,000 | USD | evidence → |
| Total loans | 267,788,000 | USD | evidence → |
| Allowance for loan losses | 3,461,000 | USD | evidence → |
| Securities available for sale | 14,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,203,000 | USD | evidence → |
| Interest-bearing deposits | 220,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,384,000 | USD | evidence → |
| Equity capital | 36,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,055,000 | USD | evidence → |
| Interest expense | 5,032,000 | USD | evidence → |
| Net interest income | 10,023,000 | USD | evidence → |
| Noninterest income | 324,000 | USD | evidence → |
| Noninterest expense | 4,739,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 5,443,000 | USD | evidence → |
| Income tax | 1,349,000 | USD | evidence → |
| Net income | 4,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,383,000 | USD | evidence → |
| Total capital | 39,787,000 | USD | evidence → |
| Risk-weighted assets | 272,256,000 | USD | evidence → |